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Pacific Crossing’s mortgage services division provides the lending, banking and mortgage servicer industries with the expertise and resources necessary to manage the loan modification process. Our company is dedicated to helping families remain in their homes by offering institutions the staffing and outsourcing services necessary to effectively and expeditiously rework a homeowners loan prior to the initiation of foreclosure proceedings, or subsequent to entering into the foreclosure process.
According to the Mortgage Bankers Association a record one in ten home loans were delinquent or in the foreclosure process by the end of 2008. Unfortunately, statistical trends indicate that foreclosures are likely to continue at unprecedented levels throughout the remainder of this decade.
Government initiatives such as Hope Now have attempted to reduce the number of families facing foreclosure by providing a mechanism for mortgage companies, investors and other mortgage market participants to undertake coordinated efforts to restructure a homeowner’s loan. However, these efforts have not delivered the desired effect, in part, due to the sheer volume of distressed loans within the system, and the limited resources available within many of those institutions which have a desire to work with qualified homeowners, but simply lack the infrastructure necessary to accommodate the growing need.
Global Presence of Expert Professionals
As a leader in providing outsourcing and staffing services, Pacific Crossing is dedicated to providing professionals, expertise and outsourcing services to companies in need of the vital resources required to qualify, negotiate and rework a distressed loan. Our goal is to enable our clients to implement the loan modification process with greater expediency, efficiency and accuracy, thereby keeping more families in their homes.
Pacific Crossing has an extensive network of trained subject matter experts who are available to manage the loan modification process in the regions hardest hit by the foreclosure crisis. Unlike many of our competitors, our global presence enables us to place consultants in any area of the world, thereby giving our clients the assurance that resources are available in the areas where they are needed most.
Proprietary Tools Provide Expedient Solutions for Our Clients Important Business Needs
Our company has invested in cutting-edge proprietary tools which enables us reach the most talented consultants through our extensive database of mortgage professionals. Pacific Crossing’s system allows us to identify, contact and acquire qualified individuals with greater accuracy and expediency than other professional outsourcing and staffing firms
With Pacific Crossing’s database of subject matter experts, you can be confident that your company’s resource needs will be accommodated quickly and with greater efficiency
Government Expertise
Our mortgage services division focuses on the national network of mortgage servicers of Fannie Mae and Freddie Mac owned mortgages. We assist lenders and servicers with the implementation of streamlined loan modification initiatives launched by the Federal Housing Finance Agency, Department of Housing and Urban Development and Hope Now. Clients can choose to either outsource their entire loan modification needs to our Mortgage Services Division, or use our professional staffing services to strengthen the efforts of an existing in-house loan modification staff.
