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S.A.F.E Mortgage Act Compliant

On July 30th 2008, President Bush signed into law the Housing Economic and Recovery Act of 2008 (H.R. 3221) to stabilize the housing market and help alleviate the continuing mortgage crisis.


Title V of the Act, the Secure and Fair Enforcement (S.A.F.E) for Mortgaging Licensing Act of 2008, requires that all residential loan originators must be federally registered with the Nationwide Federal Registry System by August 1, 2009, in order to increase uniformity and reduce fraud.


Pacific Crossing is dedicated to supporting the S.A.F.E Mortgage Act and requires our mortgage professionals to be compliant with the Act prior to placement with a client or employment with our mortgage services/project management division.

Under the guidelines of the Act, all loan originators must adhere to the following:


Our support of the S.A.F.E Mortgage Act ensures that only the most trustworthy, seasoned and knowledgeable professionals will manage your loan modification needs